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A winning formula Publisher: Public Bank In 2008, on occasion of Public Bank TMs 40th anniversary, Datuk Paddy Bowie wrote an autobiography Teh Hong Piow: A Banking Thoroughbred.

That book gave some insights into how founder and chairman Tan Sri Teh Hong Piow rose from being a clerk in Oversea Chinese Banking Corporation to become one of Malaysia TMs most prominent bankers. While that book delves into the life and times of Teh, this latest book Lessons of Success: The Legacy of Tan Sr Dato TM Sri Dr Teh Hong Piow is about the principles he adhered to in his banking and personal life. Tan says he is aware that five books have been written about the banking group and its chairman. In his book, Tan Sri Teh has allowed me to look at his extraordinary career in detail and has shared the insights and lessons of success that he has personally practised in his 60 years in the banking industry, Tan writes. Teh answers some questions about the objective of this latest publication and what it means to him. As the title suggests, it is his gift to both the current and future generations. What is your objective/s behind the book Lessons of Success? Over the course of my career, what I have learnt is that success in life does not hinge upon getting the top grades while in school. There are many average scorers who go on to become highly successful in their careers. In the working world, success is far more complex. Career go getters need to go beyond what has been taught in their formal school setting to find their path to success. In this book, we have drawn from my own professional achievements and challenges to serve as a resource to those who wish to learn from these tried and proven principles of success and readers can practise at their workplace to help them achieve success in their career. That is sunglasses ray ban 2016 the reason why we have also included a chapter on Advising the Young and Eager, which is aimed at guiding and inspiring the younger generation to function successfully in an increasingly competitive business environment. What do you hope to accomplish from the book? Everyone has the potential to make a difference and leave an enduring legacy for both the present and future generations. As one who believes in the power of knowledge, sharing the lessons that were instrumental in my success is something that I hope would inspire others. More than just an autobiography, we have geared this book towards a different approach " that of the tried and proven management principles and my life philosophies that have guided me through my journey with Public Bank. The readers will then have to decide for themselves what are the principles or qualities that will help them achieve their own successes. Are the strategies " and there are eight " a comprehensive guide, or are there any other strategies not mentioned? It has been said that success is the sum of small efforts repeated, day in and day out. I believe that rayban aviator in order to succeed, you must form the habit of following the principles that can bring about success. The eight principles may not be exhaustive but based on my own experiences, they are the core tenets of success. What would you like to share that is not touched upon in the book? I would like to say that all the principles in the world would not get you anywhere without having an attitude geared towards excellence. To succeed, you must believe in being excellent in all that you do. You need to go above and beyond " do more than what is expected of you. Charles Kendall Adams said, No one ever attains very imminent success by simply doing what is required of him; it is the amount and excellence of what is over and above the required that determines the greatness of ultimate distinction. Whatever you do, do it with excellence, do it with passion and you will do well. What are your views about the global financial crisis we are in today and how do you think we can overcome it? The global financial crisis has revealed several structural weaknesses in the advanced economies, which will limit the growth of these economies in the short to medium term. Malaysia as a open economy could be affected through the trade and investment channels. Malaysia has therefore focused on domestic demand to propel the Malaysian economy to ensure sustainable growth. Favourable labour market conditions, stable inflation and continued access to financing will continue to support private ray ban shades sale consumption and investment activities. Through the Economic Transformation Programme, the Government has launched a series of initiatives such as human capital development and developing a conducive and competitive business environment to transform Malaysia into a high income economy and to sustain the competitiveness of the Malaysian economy. These initiatives are welcome and provide a sound basis to revitalise the engine of growth. Furthermore, Malaysia TMs resilience and capacity to withstand external shocks have improved over the years, with sound macroeconomic fundamentals, more resilient economic structure, stronger and more developed financial system and greater policy efficacy and flexibility. The increased reliance on trade with regional economies will place the Malaysian economy in a better position to endure external shocks from the advanced economies. Also, Malaysia has been active in promoting policy surveillance and coordination with other regional economies to further strengthen Malaysia and the region TMs defence mechanism against external ray ban sunglasses for men aviator shocks.

Tan Sri, from your plans and dreams, you have now a network. What is the next wave, growth strategy for the Public Bank Group? The Public Bank Group will remain focused on its organic growth strategies to continue grow its retail loans, core customer deposits and fee based businesses. In particular, the group TMs lending business will continue to be supported by growth in home mortgages, hire purchase financing for passenger and commercial vehicles and retail commercial loans to small and medium sized enterprises (SMEs).

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